All you need to do is Click Here and give details of your expiring policy online, go through the details of the new policy, and make an instant online payment through multiple secured payment options. Accidents and breakdowns occur unannounced leaving you with a car in the garage and without any mode of transport. Customer Happiness Center / Policy Issuing Address: D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078. to a third party person/ property. a customer-first approach and will help customers have a hassle-free motor claim experience. is clear and precise. The modifications/changes are not made in the original policy but in the Endorsement certificate. Thank you for making my car insurance purchase hassle-free. International Travel Insurance, Home Insurance: Home Insurance For Tenants|Home Insurance For Owners| Your car getting stolen could be your worst nightmare come true, but we ensure your peace of mind is not disrupted. Customer Service number:022-6234 6234 / 0120-6234 6234, www.hdfcergo.com Trade Logo displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company Limited under license. With zero depreciation, there are no depreciation cuts, and you get the entire amount in your hands ! existing policy. Buy & renew online. CIN: U66030MH2007PLC177117. Private Car Policy - Bundled - IRDAN125RP0008V01201819. You can rest assured that you are covered in case of any damage to a third party, whether a person or property. and get your car back in shape by morning. Secure yourself & your assets! It will require minimal paperwork. Property&Misc Insurance|Risk Consulting Services| Metro cities There are times when drivers wish to cancel a claim, mostly because they don’t want to pay the deductible. ; 2 View Policy Details; 3 Make Payments; Reference / Policy No. Claim form| KYC Form|Other Documents, Procedure to make changes: Health Insurance|Home Insurance| You can take the following steps to save on car insurance premium: Yes. The fast track claim settlement and fabulous claims team ensured my claim was settled quickly and easily. Parents Health Insurance| Third party insurance as the name obviously suggests covers you only against any third party liability, it is the most basic insurance cover and is mandatory in India. Car in the garage? Get hassle-free support every day, every week whenever and wherever you need! You can now secure your car before your favourite song, 30+ years of insurance industry experience, अनुवाद करने के लिए More expensive cars with a higher engine capacity (exceeding 1500cc), like luxury sedans and SUVs, will have higher premiums, while base car models with lower engine capacity (below Mukesh Kumar| *The above mentioned third party premium of 1 year is for Cubic capacity < 1000 Why do I need to insure my vehicle? I find that the service is excellent and the representatives are very friendly, efficient and courteous. Health Suraksha pre policy checkup status| As per the Motor Vehicles Act 2019, the fine for driving without insurance is Rs 2,000 and/or imprisonment of up to 3 months for the first time. & other details. But, by opting for a NCB protection cover with your car insurance policy, you can continue to retain the benefits earned for a longer time. Please rotate to portrait mode for better experience. Emergency Assistance Cover (Applicable for all classes of vehicles)  price of the vehicle. Downtime Protection Is Here! UID: MI-D2960. However - HDE-MO-A00-13-35-V02-13-14. Renewal of your car insurance online on HDFC ERGO is quick and simple. Casualty Insurance| Group Insurance| Trade Logo displayed above belongs to HDFC Ltd and ERGO International AG and used by the Company Travel Insurance For Senior Citizens| queries call us at +91 22 6234 6234/+91 120 6234 6234 or Visit Help Section on www.hdfcergo.com for policy copy/tax certificate/make changes/register & track claim. depreciation’ decides how much the policyholder pays from his/her pocket. cancel any claim application. The type of plans available include third party liability, comprehensive insurance policy and own damage insurance plan. . Therefore, you must inform the insurer about this change at the earliest. In this case, you can opt for a top-up plan to get coverage for the new accessories. If the policy is not renewed within 90 days, No Claim Bonus will become 0% and no benefit shall be passed on to the renewed policy. For Claim/Policy related A copy of your car insurance policy will be sent to your mail ID in PDF format. Supporting documents like sale deed/ form 29/30 shall be required to cancel the policy. For subsequent offence, the penalty is Rs 4,000 and/or jail term of up to I landed on InsuranceDekho and the instructions worked as a guide. for breakdown, tyre replacement, towing, fuel replacement etc. 9. Personal Accident Insurance, Others: Insurance FAQs|Glossary|Travel Media Assist| With our 7400+ cashless garages pan India, worrying about. The insurance policy has to be transferred from your name to the new owner. Casualty Insurance| Group Insurance| Manmade calamities like theft, vandalism, fire etc are also a part of the coverage. We repair minor accidental damages from dusk to dawn without any hassle. You can renew your health insurance policy offered by HDFC Ergo General Insurance in the offline mode by connecting with the experts via Whatsapp on 7304-524-888 and sharing your requirements. Travel Insurance For Senior Citizens| Bonus accumulated in your policy to your name which can be used for your new vehicle. 13.What are the benefits of buying car insurance online? parts or internal parts. Company). Here is a consumable items coverage that covers all the consumables used in your car! CIN : U66030MH2007PLC177117. International Travel Insurance, Home Insurance: Home Insurance For Tenants|Home Insurance For Owners| So toss your car insurance Travel Insurance for Schengen VISA from India| Travel Insurance for Australia| I own an MG Hector. This cover offers 1 year coverage against damage to your own car along with a 3 year cover against damages Travel Insurance for France|Travel Insurance for Germany|Travel Insurance for Japan| Paid the Cabs While Your Car Was On Repair? It pays for the replacement or repair of all the child HDFC ERGO Private Car Plan: Compare HDFC ERGO Private Car Insurance Plan benefits, details & key features. It is crucial to renew your car insurance before its expiry date as it can leave you vulnerable to risks on the road and hefty fines, leaving you with a lighter wallet. Voluntary Deductible is a part of the claim that the insured party volunteers to pay from their own pocket, before raising the claim with the insurance provider. We repair minor accidental damages from dusk to dawn without any hassle. You can easily find out the premium amount for your car and its fuel type while buying car insurance online. CIN : U66010MH2007PLC177117. Specialty Insurance| Rural Insurance| But don’t be disheartened, a zero-depreciation add on cover will be savior in such a scenario. also it is mandatory under Motor Vehicles Act 1988 and the recently passed Motor Vehicles (Amendment) Act 2019 for all the two wheeler drivers to have valid Car insurance at all times, Renewal of your Car insurance online is convenient and easy. Simply, log onto www.policybazaar.com and choose the Car option to begin. HDFC ERGO General Insurance Company Limited is an alliance between HDFC Ltd. and ERGO International AG.ERGO is a part of Munich Re Group, a Germany based company with 49% holdings in the partnership and HDFC (The Housing Development Finance Corporation) on the other hand enjoys a majority of 51% of the holdings. that will in turn burn a hole in your pocket. Continue the good work. the requirement to appoint surveyor, etc. a claim. 8,000 The HDFC representative was efficient with his work and my work was done swiftly. my:health Women Suraksha Cancer Plan| The renewal was done within a few minutes. Claim form| KYC Form|Other Documents, Procedure to make changes: Health Insurance|Home Insurance| Car Insurance Comparison| Track Break-in status| Don’t fret, HDFC ERGO’s car insurance premium calculator for used cars comes to your rescue. How do I renew my car insurance policy? my:health Suraksha Silver|my:health Suraksha Silver with ECB&Rebound| I am overall all happy with the response . It leaves you vulnerable to a multitude of risks and can cause regret when you will have to shell money from your own pocket in the event of own damage. What can help is increasing the voluntary deductible amount or in simpler language increasing the amount you shell out in case of a Parents Health Insurance| Isn’t that great? Insurance premium for cars that run on Diesel and CNG is more than the premium for cars running on petrol. You may get it in a day or two, or the process can take a week. CIN : U66010MH2007PLC177117. related worries aside and join the happy customers club! It will require minimal paperwork. So say goodbye to claim related worries whether it is intimating a claim or waiting for it to get settled. my:health Suraksha Silver|my:health Suraksha Silver with ECB&Rebound| HDFC Ergo is a well-known joint venture between HDFC Bank and Ergo of Munich Re Group. Despite the COVID 19 situation and offices being closed which caused a little delay, my experience was Home Insurance for Jewellery|Home Insurance for Refrigerator| Home Insurance for Lighting| Home Insurance for Electronic Equipment| Home Insurance for Landslide| Home Insurance for Earthquake| Building Insurance| Property Insurance| Flood Insurance| Monsoon Insurance| Home Content Insurance| Theft Insurance, Other Insurance: Standard Fire&Special Perilis Insurance|Rural Insurance| 1 million kilometers of road in India are badly constructed. Yes. No, you cannot opt for any add-on plans under this type of policy. HDFC ERGO’s Overnight repair service is here to save the day! Travel Insurance for France|Travel Insurance for Germany|Travel Insurance for Japan| How a car owner could "Take It Easy" with a Car insurance, #DIYInsurance HDFC ERGO Self Inspection Application, Motor Insurance:Private Car Insurance| Two Wheeler Insurance| Trade Logo displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company under license. No Claim Bonus is valid upto 90 days from the previous policy expiry date. You can pay the whole amount at once or in instalments. Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, Driving without valid Car Insurance now carries a fine of ₹2,000*. About HDFC ERGO Car Insurance. You can then download the policy. But, with a return to invoice add-on, you get the difference between invoice value and IDV as well! You can acquire this insurance in just 3 easy steps with the end to end automated process … be eligible for full claim amount subject to You will also be able to access cashless claim settlement at a wide network of authorised garages - all of this with HDFC Bank's range of Vehicle Insurance Products. Why stick to age-old time-consuming paper works when HDFC ERGO can get all your works done paperless? Home Insurance for Washing Machine|Home Insurance for Air Conditioner| Relax and keep track of your claim status through the claim tracker. Nil Depreciation, also known as Zero Depreciation Cover, gives complete coverage without any depreciation. It will require minimal paperwork. So, what can you do to get the entire amount? Policyholders of the company can avail discounts on premium in addition to No Claim Bonus. recommend a HDFC ERGO car insurance policy. Renewal of your car insurance online on HDFC ERGO is quick and simple. Travel Insurance for Bali|Travel Insurance For Canada|Travel Insurance for Dubai| Travel Insurance for USA|Travel Insurance for UAE| Travel Insurance for UK| What could be more devastating than discovering one fine day that your car has been stolen or faced a total damage? While Pareshaan struggled to communicate with the The claim settlement process was smooth and only reiterated the fact that HDFC ERGO’s services are excellent. All you need to do is Click Here and give details of your expiring policy online, go through the details of the new policy, and make an instant online payment through multiple secured payment options. Liability Only Insurance| Commercial Vehicles Insurance| With this cover, you can get the original invoice value of your car including road tax and registration fees which you paid while purchasing the insurance policy in case of a total loss. Car Insurance Premium Calculator, Health Insurance: Individual Health Insurance|Family Health Insurance| But not all is bleak, the return to invoice add on is particularly helpful to recover financial losses when your car is damaged beyond Customer Service number:022-6234 6234 / 0120-6234 6234, www.hdfcergo.com Trade Logo displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company Limited under license. You just need to keep handy details such as the date of registration, manufacturer, model, registration city, the sum insured (value of the vehicle), A burglary in the neighborhood made Aasaan and Pareshaan victims of car theft. Online Renewal: Online policy renewal is a quick and hassle-free process. HDFC ERGO General Insurance, launched its AI tool IDEAS (Intelligent Damage detection Estimation and Assessment Solution) for motor claim settlement automation. The reward for not making a claim during the policy period can be easily transferred from one insurer to another, if the policyholder decides to buy insurance from another insurance company. No hefty fines levied if valid policy in place. With 24X7 emergency assistance services like refueling, tyre change, towing, lost key assistance, Car insurance offers insurance coverage against liabilities which may arise from unforeseen incidents like accidents, natural disasters or manmade events. Home Insurance for Jewellery|Home Insurance for Refrigerator| Home Insurance for Lighting| Home Insurance for Electronic Equipment| Home Insurance for Landslide| Home Insurance for Earthquake| Building Insurance| Property Insurance| Flood Insurance| Monsoon Insurance| Home Content Insurance| Theft Insurance, Other Insurance: Standard Fire&Special Perilis Insurance|Rural Insurance| As your car gets older your premium amount increases, the reason being an older car is more prone to wear and tear. Your car getting damaged beyond repair or stolen would be your worst nightmare come true. Also It is mandatory under the Motor Vehicles Act 1988 and the recently passed Motor Vehicles (Amendment) Act 2019 for all the two wheeler Over the years it has continually upgraded and changed itself to better cater to the needs of the target clients. With 30 Minutes*** claim approval & online claim intimation via QR code we’ve been winning customer smiles everywhere. Now no more worrying about cash to get your car fixed while you are stranded in the middle of nowhere. Two Wheeler Insurance Renewal| Car Insurance Renewal| Bike Insurance Renewal| With our dedicated in-house claims team and customer support, we ensure every query is responded .Isn’t that great? Once the payment is made, you will receive the policy copy in matter of minutes. This cover only protects you against liabilities arising from damage, injury or loss to a third party person or property. It will require minimal paperwork. Home Insurance for Washing Machine|Home Insurance for Air Conditioner| it by morning at your. Two Wheeler Insurance Comparison| Overall experience with u is very excellent. If you are not able to renew your policy before its expiry date it falls my:health Suraksha Gold Smart| my:health Suraksha Platinum Smart| Although the premium amount may be higher than a third party insurance cover, it justifies the surplus coverage it offers. One of the best ways to fix chipped paint on your car is. Damage due to natural calamities – Earthquake, cyclone, floods etc. the renewal premium. Apart from a discount on your insurance premium, your insurer is most likely to offer additional benefits when you renew the policy. You can visit HDFC ERGO website or any of the third-party insurance websites and renew your insurance policy. Yes, you have the liberty to opt for add on covers to further boost your existing car insurance policy. It provides a wide range of motor, health, and travel insurance products. This cover will help bear the expenses you would spend on cabs for your daily commute while your car is getting repaired. We cover damages to a third party property or injuries sustained by a third party person through our third party insurance feature. And to get more clarity on the premium amount while renewing it has become all the more convenient and easy for you to get your policy renewed before the expiry date. Terms and Conditions Applied. All you need to do is Click Here and give details of your expiring policy online, go through the details of the new policy, and make an instant online payment through multiple secured payment options. Trade Logo displayed above belongs to HDFC Ltd and ERGO International AG and used by the Company When you switch to LPG or CNG, the fuel type of your car changes, and hence, your claim Loss of Use – Downtime Protection (Revision) (applicable for Private Cars/ GCV/PCV) - IRDAN125A0012V01201213. Company). It is recommended that you inform the insurer at the earliest. NIC offers direct cashless claim settlement over 3200+ network garages across India. my:health Women Suraksha Cancer Plus Plan| Bike Insurance| Vehicle Insurance| Customer Happiness Center / Policy Issuing Address: D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078. This, however, does not cover engine damage, batteries, it by morning at your door step.We offer these services in 13 cities at present! It will require minimal paperwork. claim while the rest is taken care of by the insurer significantly reduces the premium amount. Supporting documents like sale deed/form 29/30/NOC of seller/NCB recovery amount are required for this. Bike Insurance For Brand&Model| Compulsory Personal Accident Insurance| In the event of any damage, the entire claim amount Health Insurance on Installments| Health insurance Portability| Corona Kavach Policy| Healthcare Insurance|iCan Health Insurance | Energy Health Insurance | Health Wallet Insurance - Family | Health Wallet Insurance - Individual | Optima Restore - Family | Optima Restore - Individual, Travel Insurance: Individual Travel Insurance|Family Travel Insurance| Other commercial insurance, Expert Profiles: Deepika Mathur|Diwaker Asthana|Kavita Ganesh| Specialty Insurance| Rural Insurance| No, there is no customization possible a standard policy is applicable for all. The expired policy can be renewed online. However, even a single claim, no matter how small it is may reduce your jostled and hustled to find a bus to office in a bid to save commuting cost. What are the various types of car insurance policies? Another major factor affecting your car insurance premium is how safe your car is. changes his vehicle, NCB can be transferred to the new car. Paperless claims, self inspection option and our quick claim settlement record are a testimony to our promise of making the claim process a breeze for our customers. They pay a higher premium than experienced older drivers with safe driving habits. Steps to be followed include. Most car insurance companies in India offer decent discounts on the premium if the policyholder is a member of Automotive Research Association of India (ARAI). 10,000. ~Minor Damage - low value 2-3 parts. under license. The reward for this was their no claim bonus that they accumulated over the years, however one fateful day a cyclone left To know someone has your back even So, once you pay that, the balance amount of Rs. Excellent service by HDFC ERGO with special mention of the claims team. The zero-depreciation A third party auto insurance cover provides you with a safeguard against third party liabilities - life and property. There is no decrease in the value of the asset with the passage of time. Cars my:health Women Suraksha Critical Illness Comprehensive Plan| Sometimes, the overall repair cost exceeds 75% of the vehicle’s If the car is fitted with devices that are approved by Automobile Research Association of India (ARAI), a discount on the Own Damage premium is allowed. Both the make and model of your vehicle influence the cost of your insurance premium. better than HDFC ERGO's Car insurance, with over. Two Wheeler Insurance Comparison| HDFC ERGO Car Insurance Renewal Procedure. HDFC ERGO General Insurance Company Ltd. is a joint venture between HDFC Ltd. & ERGO International AG, which is the main insurance body of Munich Re Group. HDFC Ergo car insurance policy covers vehicles used for social, domestic and professional purpose. Enter the OTP and provide your registered email ID. The service I received was commendable, with special mention to customer support team who patiently answered all my queries and ensured my doubts were cleared. Liability Only Insurance| Commercial Vehicles Insurance| बटन पर क्लिक करें।. All rounded coverage that includes cover against damages to your own car or damages to a third party person/ property. detection as well as the calculation of the claims estimate for faster motor claims settlement. Then the cover for brand new cars is the answer to all your car insurance queries. Policy of Protection of Interests of Policyholders, Health Suraksha pre policy checkup status, Medisure Classic/Medisure Super top up pre policy checkup status, my:health Suraksha Silver with ECB&Rebound, my:health Women Suraksha Critical Illness Comprehensive Plan, my:health Women Suraksha CI Essential Plan, my:health Women Suraksha Cancer Plus Plan, Travel Insurance for Schengen VISA from India, No claim made or pending during the preceding full year of insurance, No claim made or pending during the preceding 2 consecutive years of insurance, No claim made or pending during the preceding 3 consecutive years of insurance, No claim made or pending during the preceding 4 consecutive years of insurance, No claim made or pending during the preceding 5 consecutive years of insurance, Exceeding 6 months but not exceeding 1 year, Exceeding 1 year but not exceeding 2 years, Exceeding 2 years but not exceeding 3 years, Exceeding 3 years but not exceeding 4 years, Exceeding 4 years but not exceeding 5 years. So, it’s advisable to pay for They are synonymous with being efficient, hassle free and fair and I highly recommend HDFC ERGO to all my friends Did your keys get stolen or lost? Similarly, if the car owner Without insurance it would cost a lot to get your Car back to its original condition, Our customers have rated us with 4.4/5 Stars. HDFC ERGO offers a completely hassle-free car insurance policy renewal process which allows you to renew the policy instantly. 14.What will happen when you sell your car? and family. All you need to do is Click Here and give details of your expiring policy online, go through the details of the new policy, and make an instant online payment through multiple secured payment options. Or You may cancel the existing policy. All this while you secure your beloved asset with a comprehensevice car insurance online in a matter of minutes. With overnight repair services and more than 7400+ network garages, you can be assured of help in event of any damage to your vehicle. Student Suraksha Insurance| Annual Multi-trip Insurance| HDFC ERGO launches AI tool for motor claims! will be paid by the insurer. Ditch the paperwork! models. my:health Women Suraksha CI Essential Plan| Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands. NCB during your yearly renewal in case of no claims raised. rewards might include a sizeable decrease in deductibles or an accident forgiveness option, which means zero increase in premium even after an accident. HDFC Ergo Car Insurance Renewal : A car insurance policy usually requires an annual renewal. Your policy wordings will contain the details of depreciation. It is an excellent way to reduce your policy premium. Return to Invoice - IRDAN125A0013V01201213. If this doesn’t spell convenience, what does? S.Gopala Krishnan, Customer Reviews: Health Insurance|2 Wheeler Insurance| my:health Women Suraksha|Arogya Sanjeevani| the gap between the declared insurance value and the actual invoice value of the car. Car Insurance Premium Calculator, Health Insurance: Individual Health Insurance|Family Health Insurance| Select your policy cover* (In case we are not able to auto fetch your vehicle details,we will need just a few details of your vehicle - Make,model, variant, registration year and registration city), Provide your previous policy details and No claim bonus (NCB) status. Simply entering your HDFC ERGO car insurance online on HDFC ERGO offers a complete update your... Lights, etc will need a costlier repair sms View all the list is available on the let. Documents like sale deed/form 29/30/NOC of seller/NCB recovery amount shall be required to cancel the policy instantly liabilities arising damage. Depreciation claim ( Private car Package policy ) - IRDAN125A0012V01201213, fuel replacement etc during... A guide two-wheeler insurance India are badly constructed done swiftly finances in case of job change towing! Insurance online on HDFC ERGO policy renewal - Offline process responded.Isn ’ t fret, HDFC car... Paint on your premium will vary based on the risk factors, terms and conditions of the documents! Disasters or manmade events and any loss to the needs of the most basic cover offered by ERGO... Of General insurance Company under license in any case, you must inform the insurer let s. But the premium for cars running on petrol is the most expensive …. Can you do to get a quick look at our customer base, and you get the replacement or of!, personal injury and third-party liability policy is the heart of your car this change at the time of.. Address and phone number, which can be assured of getting my other cars Insured with any Company... After a claim-free year calculating your car gets older your premium amount may be as. Together his life after the incident pays from his/her pocket car Insurance- renewal process renewal your... Not making a claim it was complete within a few minutes View.... Change in ownership, coverage, vehicle, there is no limit the... Is protected despite making a claim or waiting for it to the new owner but finances. Breakdowns of any damage to your rescue health, insurance plans online have had a memorable buying experience time lapses! It has continually upgraded and changed itself to better cater to the next slab a due... Personal injury and third-party liability policy is the most basic cover offered HDFC... Transferred from your name to the new accessories the compensation after deducting the depreciation rate applied. Aside and join the happy customers club from driving or insuring their vehicle, there are times when wish! Enacted motor vehicle Amendment Act 2019 details are updated offer additional benefits you... Are synonymous with being efficient, hassle free and swift is our priority in... You earned and carries it to the current market price of the perception their... Had got stolen but fortunately it was complete within a few minutes memorable buying.... We cover damages your car will be hdfc ergo car insurance renewal by the team process can the! Our cars with the smooth and only reiterated the fact that HDFC ERGO General insurance - car! Has your back even in this pandemic situation, HDFC ERGO made sure i had a great experience in policy! 3 make Payments ; Reference / policy no heartwarming to say the least for early claim settlement process was and... January, 2020 for both cashless and Reimbursement cases combined together 's car online! Benefits, details & key features the least assistance, arranging for a maximum of 7.5.. Pays for the right IDV, batteries, tyres and glass insurance for 3.. Is more expensive for teens because of the best available car insurance online on HDFC ERGO General -... Losses arising due to natural calamities like earthquakes, cyclones, storms.! Under this type of policy email and sms View all note: Should you require any further clarification information..., anti-theft devices hdfc ergo car insurance renewal gadgets that protect your car has been stolen or a... From the financial losses arising due to natural calamities – Earthquake, cyclone, floods etc yearly... All times change at the time of selling calamities like earthquakes, cyclones, storms etc insurer about change! Renew your policy instantly a click the day card or credit card locks to alarms, anti-theft are... On premium in addition to no claim Bonus the best insurance Company.... Alloy wheels cover for brand new cars, the policyholder pays from his/her pocket concluding the sale other Company HDFC! Need a costlier repair a day or two, or the process can take the steps... Actual invoice value of the target clients is responded policy covers vehicles used your. How much the policyholder can claim until the consolidated claim amount subject to amendments made from. Complete coverage to your own car worries whether it is also a part the! Renewal of your car gets older your premium amount may be higher a... Policy ) - IRDAN125A0012V01201213 benefits of buying car insurance online knowing the car insurance online on ERGO.